Top 5 Government Housing Schemes (2025)

Your guide to affordable home ownership in India.

PMAY โ€“ Pradhan Mantri Awas Yojana

โœ… Subsidy up to โ‚น2.67 lakh ๐Ÿก For EWS, LIG, MIG ๐Ÿ’ป Apply: pmaymis.gov.in / pmayg.nic.in

PMAY Key Benefits

๐Ÿ“‰ Interest subsidy up to 6.5% ๐Ÿ‘ฉโ€๐Ÿฆฐ Women co-ownership required (EWS/LIG) ๐Ÿ“ Urban & rural coverage ๐Ÿ“† Extended till 2026 (Rural)

DDA Housing Scheme (Delhi)

๐Ÿ“ Flats in Dwarka, Rohini, Jasola ๐ŸŽŸ๏ธ Allotment via digital lottery ๐Ÿงพ Affordable rates for all categories ๐Ÿ’ป Apply: dda.gov.in

MHADA (Maharashtra)

๐Ÿ™๏ธ Mumbai, Pune, Nagpur ๐ŸŽŸ๏ธ Lottery-based flat allotment ๐Ÿ’ธ Below-market pricing ๐Ÿ’ป Apply: lottery.mhada.gov.in

MHADA 2025 Update

๐Ÿ“ New launches in Navi Mumbai ๐Ÿ’ก PMAY subsidy available ๐ŸŽฏ Reserved quotas: SC/ST, disabled, etc.

TNHB โ€“ Tamil Nadu Housing Board

๐Ÿ“ Chennai, Madurai, Coimbatore ๐Ÿ˜๏ธ Homes for LIG, MIG, HIG ๐Ÿ’ณ EMI-friendly plans ๐Ÿ’ป Apply: tnhb.tn.gov.in

TNHB 2025 Update

๐Ÿ’ป Online booking & site visit tools ๐Ÿ  Smart home pilots in Chennai ๐ŸŽฏ Ideal for first-time buyers

WBHIDCO โ€“ West Bengal

๐Ÿ“ New Town, Kolkata ๐Ÿ“Š Allotment via digital draw ๐ŸŽฏ Income-based pricing ๐Ÿ’ป Apply: wbhidcoltd.com

2025 Updates โ€“ WBHIDCO

๐Ÿ—๏ธ New clusters in Action Area II & III ๐Ÿ”— Linked to PMAY CLSS ๐Ÿ  Suited for salaried buyers & seniors

Who Can Apply?

๐Ÿงพ Must NOT own a pucca house ๐Ÿ’ฐ Income-based eligibility ๐Ÿง Local residence proof ๐Ÿ“„ Aadhaar, PAN, income docs needed

Your Dream Home is Just a Scheme Away

โœ… Apply smart โœ… Use PMAY benefits โœ… Own your future!